Although the three major credit bureaus of the United States won't divulge specific information on what makes up a credit score, the following general factors have been released. By optimizing these indicators, your credit score will surely increase.
1. Payment History
2. Ratio of Credit Limit to Actual Debt
3. Length of Credit History
4. Types of Credit Used
5. Past Credit Applications
Wednesday, December 17, 2008
What Makes Up Your Credit Score
Posted by Elizabeth at 12:33 AM
Labels: credit, credit score
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